
COBBLE HILL ASSOCIATION OF TAXPAYERS

Keeping Our Communities' Best Interests In Mind

CHAT
Who is CHAT?
Cobble Hill Association of Taxpayers is a
Cowichan Valley, BC non-profit and non-partisan advocacy organization. We advocate for lower taxes, less waste, and accountable CVRD (Cowichan Valley Regional District) government spending.
CHAT was founded in 2017 in Cobble Hill by concerned citizens who were and continue to be alarmed at the consistent budget increases by CVRD which affect homeowner and business property taxpayers.
Today, CHAT has grown to include members in many other communities of the Cowichan Valley. We represent and respond to a growing membership of homeowners.
CHAT Board members research public spending and policies, speak up and make presentations to the local government, meet with politicians and mobilize citizens to affect public policy change.
For further information or to join CHAT'S growing membership contact: chat.cobblehill@gmail.com
How Your Property Taxes
Are Determined

CVRD Elected Officials
Approve the Annual Budget
BC Provincial Government
Determines
Property Assessments
CVRD Budget
Divided by the
Total Property Assessments
of the Region
= Mill Rate (Tax Rate)
Mill Rate (Tax Rate)
X
Property Assessment
= Property Tax Bill
How Your Property Taxes
Are Determined
Continued:
There are three basic factors that affect property taxes
1. CVRD Annual Budget
a. CVRD budget increases - Property Taxes will increase regardless of Mill Rate
b. Budget increases are different for each Electoral Area and Municipality
2. BC Property Assessments
a. BC Provincial Government determines the Assessed value of all properties
b. Individual property assessments may increase or decrease at a different rate than the Area average
c. Individual Property assessments will determine the SHARE of CVRD taxes owing
3. Mill Rate (Tax Rate)
a. Total property assessment values are used to set the Mill Rate (tax rate)
b. The Mill Rate will DECREASE when total Property Assessments increase
c. Each Electoral Area and Municipality will have a different Mill Rate
d. Property taxes can increase even when the Mill Rate decreases

2021
Budget Items
for
Electoral Areas
.
A-B-C-D-E-F-G-H-I
BC Assessments for Average Home & 2021 Mill Rate:
Avg. of BC Assmt. Mill Rate
Area A Mill Bay $655,807 $201.34
Area B Shawnigan Lake $642,292 $239.79
Area C Cobble Hill $605,965 $210.91
Area D Cowichan Bay $522,961 $247.54
Area E Glenora $521,820 $217.01
Area F Cowichan Lake S.outh $565,911 $253.38
Area G Saltair $526,556 $138.67
Area H North Oyster $627,268 $124.00
Area I YouBou $615,088 $252.07
CVRD Annual Budget
Divided by
the Total Value of Property Assessments
= Mill Rate
Source of information: CVRD website
Is the CVRD Considering the B.C. Energy Step Code?
There are Pro’s and Con’s
…And ensure local governments use the regulation “Prudently”.
Synonyms for Prudently =
Sensibly – Judiciously – Cautiously – Carefully - Wisely
THE ENERGY STEP CODE COUNCIL
BACKGROUND
The BC Energy Step Code is an optional compliance path in the BC Building Code that local governments may use, if they wish, to incentivize or require a level of energy efficiency in new construction that goes above and beyond the requirements of the BC Building Code. Builders may voluntarily use the BC Energy Step Code as a new compliance path for meeting the energy-efficiency requirements of the BC Building Code. Learn more about the BC Energy Step Code and local government implementation efforts.
The Energy Step Code Council, an advisory body, supports local governments and industry as both begin putting the BC Energy Step Code to work. It serves as a “bridge” between governments, industry, and utilities, to identify and resolve implementation issues, provide support and resources, and ensure local governments use the regulation prudently. Learn more about the Council.
Source: https://energystepcode.ca/




Okanagan Home Builders
Challenge Energy Efficiency Initiative
New home buyers are absorbing an unfair financial hit from the cost of implementing an energy efficiency program to reduce greenhouse gas emissions, claims a study done by the Central Okanagan chapter of the Canadian Home Builders Association.
The program is called the B.C. Energy Step Code initiative, which is currently a voluntary measure but one the City of Kelowna has under consideration to make mandatory within its municipal limits.
The CHBA-CO says the implementation cost is up to five times the amounts initially estimated by the provincial Step Code Council that oversees the program.
“We cannot allow homeownership to become a privilege to only the wealthy.”
Source: Click Here
Good Water
is
Essential
for
Our Community
Public Water Districts are obliged to test the water frequently
Our water comes from a regulated Water Improvement District. This water is tested frequently, and so we can be confident that our water is as healthy and pure as bottled water.
For more information about our water…Please click on the links below.


Contact Us
